Some Insurance Companies Understand the Difference Between Cigars and Cigarettes

You could qualify for
Non-Smoker
life insurance rates

If you

  • Use chewing tobacco, pipe, or cigars
  • Have not used any cigarettes in the past 12 months
  • Are in good health and meet all standard criteria (as described in the insurer’s underwriting guidelines)

even if you test positive for nicotine!

This could save you 25%-30% on your life insurance premiums (or more!)

Non-smoker rates are also available for people with certain medical impairments.

If you are a frequent cigar smoker, and you have life insurance, chances are you’re paying the same rates as someone who smokes cigarettes – which means you are probably paying more than you need to!

Your insurance agent might have told you that this is “normal“, that “all of the insurance companies treat cigars the same as cigarettes“.

We have some good news for you!

We have an A+ Superior rated life insurance company that understands the difference between cigars and cigarettes, and they are willing to offer nonsmoker rates on life insurance to people who smoke cigars every day!

Pick a cigar, and use our friendly rate quoter, or call us at 800-757-9554 if you would like more information.